:root {
  --bg: #f7f3ea;
  --surface: #fffcf6;
  --ink: #16231f;
  --muted: #68736d;
  --accent: #b9975b;
  --accent-strong: #16231f;
  --accent-hover: #0e1714;
  --line: #e5ded2;
  --success: rgba(185, 151, 91, 0.12);
  --error: rgba(176, 63, 48, 0.12);
  --shadow: 0 18px 48px rgba(142, 118, 84, 0.08);
  --radius-xl: 34px;
  --radius-lg: 24px;
  --radius-md: 16px;
  --max-width: 1080px;
  --display-font: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", Palatino, serif;
  --body-font: "Avenir Next", "Segoe UI", "Helvetica Neue", sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-width: 320px;
  color: var(--ink);
  font-family: var(--body-font);
  line-height: 1.6;
  background: linear-gradient(180deg, #fbf8f2 0%, var(--bg) 100%);
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.56), transparent 34%),
    radial-gradient(circle at top left, rgba(185, 151, 91, 0.08), transparent 30%);
  z-index: -1;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.site-shell {
  min-height: 100vh;
}

.container {
  width: min(100% - 32px, var(--max-width));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  border-bottom: 1px solid var(--line);
  background: rgba(255, 252, 246, 0.88);
  backdrop-filter: blur(14px);
}

.site-header-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 78px;
}

.brand-minimal {
  font-family: var(--display-font);
  font-size: 1.12rem;
  letter-spacing: 0.015em;
  color: var(--accent-strong);
}

.hero {
  padding: 108px 0 60px;
}

.hero-single {
  text-align: center;
}

.hero-stack {
  max-width: 1100px;
  margin: 0 auto;
}

.hero-title,
.section-title,
.page-title {
  margin: 0;
  font-family: var(--display-font);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -0.02em;
}

.hero-title {
  max-width: 1060px;
  margin: 0 auto;
  font-size: clamp(2.95rem, 4.8vw, 3.95rem);
  text-wrap: balance;
}

.hero-lead,
.hero-credibility,
.hero-local,
.section-lead,
.card-copy,
.form-note,
.checkbox-copy,
.footer-disclaimer,
.content-copy,
.legal-copy,
.form-feedback {
  color: var(--muted);
}

.hero-lead {
  max-width: 48rem;
  margin: 30px auto 0;
  font-size: 1.05rem;
}

.hero-credibility {
  max-width: 46rem;
  margin: 20px auto 0;
  font-size: 0.98rem;
  line-height: 1.7;
}

.hero-local {
  margin: 12px 0 0;
  font-size: 0.95rem;
}

.hero-form-card,
.legal-card,
.page-hero-card {
  border: 1px solid var(--line);
  background: var(--surface);
  box-shadow: var(--shadow);
}

.form-card-centered {
  width: min(100%, 720px);
  margin: 56px auto 0;
  padding: 36px;
  border-radius: var(--radius-xl);
  text-align: left;
}

.card-title,
.page-title {
  font-family: var(--display-font);
  line-height: 1.08;
}

.card-title {
  margin: 0;
  font-size: 1.95rem;
}

.card-copy {
  margin: 12px 0 0;
  font-size: 1rem;
}

.lead-form {
  display: grid;
  gap: 16px;
  margin-top: 24px;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.field-full,
.checkbox-group {
  display: grid;
  gap: 9px;
}

.field-full label,
.checkbox-group span,
.interest-amount-topic,
.legal-card h2,
.legal-card h3 {
  font-size: 0.95rem;
  font-weight: 600;
}

.legal-card-wide {
  grid-column: 1 / -1;
}

.field-full input,
.field-full select {
  width: 100%;
  min-height: 56px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 15px 16px;
  background: #fffdfa;
  color: var(--ink);
  appearance: none;
}

.field-full input:focus-visible,
.field-full select:focus-visible,
.button:focus-visible,
.footer-links a:focus-visible,
.brand-minimal:focus-visible,
.pill-checkbox input:focus-visible + span,
.consent-line a:focus-visible {
  outline: 2px solid rgba(185, 151, 91, 0.3);
  outline-offset: 3px;
}

.field-full input[aria-invalid="true"],
.field-full select[aria-invalid="true"],
.consent-line input[aria-invalid="true"] {
  border-color: rgba(176, 63, 48, 0.42);
}

.checkbox-copy {
  margin: 0;
  font-size: 0.94rem;
}

.pill-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.pill-checkbox {
  position: relative;
}

.pill-checkbox input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.pill-checkbox span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 11px 16px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #fffdfa;
  color: var(--muted);
  font-weight: 500;
  transition:
    border-color 160ms ease,
    background-color 160ms ease,
    color 160ms ease;
}

.pill-checkbox input:checked + span {
  background: rgba(185, 151, 91, 0.08);
  border-color: rgba(185, 151, 91, 0.28);
  color: var(--accent-strong);
}

.interest-amounts {
  display: grid;
  gap: 12px;
}

.interest-amount-row {
  display: grid;
  grid-template-columns: minmax(160px, 0.7fr) minmax(0, 1.3fr);
  gap: 18px;
  align-items: end;
  padding: 18px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  background: #fffdfa;
}

.interest-amount-topic {
  color: var(--accent-strong);
  line-height: 1.35;
}

.form-note {
  margin: 0;
  font-size: 0.93rem;
}

.consent-line {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: -2px;
  color: var(--muted);
  font-size: 0.93rem;
}

.consent-line input {
  margin-top: 4px;
}

.consent-line a {
  color: var(--accent-strong);
  text-decoration: underline;
  text-underline-offset: 0.15em;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 22px;
  border: 0;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 600;
  transition:
    background-color 160ms ease,
    box-shadow 160ms ease,
    opacity 160ms ease;
}

.button-primary {
  color: #fff;
  background: var(--accent-strong);
  box-shadow: 0 12px 28px rgba(22, 35, 31, 0.12);
}

.button-primary:hover {
  background: var(--accent-hover);
}

.button-large {
  min-width: 260px;
  min-height: 58px;
  font-size: 1rem;
}

.form-actions {
  display: flex;
}

.form-actions-centered {
  justify-content: center;
}

.form-feedback {
  margin: 0;
  padding: 13px 15px;
  border-radius: var(--radius-md);
  font-size: 0.94rem;
}

.form-feedback[data-mode="success"] {
  background: var(--success);
  color: var(--accent-strong);
}

.form-feedback[data-mode="error"] {
  background: var(--error);
  color: #7b2e22;
}

.section {
  padding: 30px 0;
}

.section-copy {
  padding-top: 18px;
}

.section-seo {
  padding-bottom: 42px;
}

.section-header {
  display: grid;
  gap: 14px;
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.section-title {
  font-size: clamp(2rem, 4vw, 2.8rem);
}

.section-lead,
.content-copy {
  margin: 0;
  font-size: 1rem;
  line-height: 1.8;
}

.page-main {
  padding: 54px 0 40px;
}

.page-hero-card {
  max-width: 860px;
  margin: 0 auto;
  padding: 34px;
  border-radius: var(--radius-xl);
  text-align: left;
}

.page-title {
  font-size: clamp(2.4rem, 4.5vw, 3.4rem);
}

.content-copy {
  margin-top: 14px;
}

.legal-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 30px;
}

.legal-card {
  padding: 26px;
  border-radius: var(--radius-xl);
}

.legal-card h2,
.legal-card h3 {
  margin: 0;
  color: var(--accent-strong);
  font-size: 1.05rem;
}

.legal-copy,
.legal-list {
  margin: 12px 0 0;
  color: var(--muted);
}

.legal-list {
  padding-left: 18px;
}

.legal-list li + li {
  margin-top: 6px;
}

.legal-card a {
  color: var(--accent-strong);
  text-decoration: underline;
  text-underline-offset: 0.15em;
}

.partner-list {
  display: grid;
  gap: 12px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.partner-list li {
  display: grid;
  gap: 6px;
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: #fffdfa;
}

.partner-list strong {
  color: var(--accent-strong);
}

.partner-list span,
.partner-list a {
  color: var(--muted);
  font-size: 0.94rem;
}

.site-footer {
  padding: 26px 0 42px;
}

.footer-stack {
  display: grid;
  gap: 14px;
  justify-items: center;
}

.footer-disclaimer {
  max-width: 820px;
  margin: 0;
  text-align: center;
  font-size: 0.94rem;
}

.footer-links {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 0.94rem;
  color: var(--muted);
}

.footer-links a {
  color: var(--accent-strong);
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition:
    opacity 420ms ease,
    transform 420ms ease;
}

.revealed {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .reveal,
  .revealed,
  .button,
  .pill-checkbox span {
    transition: none;
    transform: none;
  }
}

@media (max-width: 920px) {
  .hero {
    padding: 86px 0 48px;
  }

  .legal-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .site-header-inner {
    min-height: 70px;
  }

  .hero-title {
    max-width: 15ch;
  }

  .form-card-centered,
  .page-hero-card,
  .legal-card {
    padding: 24px 20px;
  }

  .form-row,
  .interest-amount-row {
    grid-template-columns: 1fr;
  }

  .button-large {
    width: 100%;
    min-width: 0;
  }

  .pill-grid {
    gap: 8px;
  }

  .pill-checkbox {
    flex: 1 1 100%;
  }

  .pill-checkbox span {
    width: 100%;
  }

  .footer-links {
    gap: 12px;
  }
}
